Money available now
Income, cash, benefits, support, business deposits:
Protect first
Housing, utilities, food, transportation, medication, insurance, recovery:
Urgent obligations
Past-due items, court/tax deadlines, repossession, shutoff, payroll, secured debt:
Documents needed
Bank statements, pay records, bills, tax notices, contracts, P&L, credit reports:
Professional help needed
□ Attorney □ Tax professional □ Bookkeeper □ Credit counselor □ Benefits navigator □ Housing counselor □ Capital advisor
Safety note: This worksheet is not emergency, medical, psychiatric, legal, or financial-professional care. Call 911 for immediate danger or suspected overdose. Call or text 988 for crisis support.